Rutgers University requires full time and all F&J Rutgers-sponsored visa students to waive or enroll in the Student Health Insurance Plan (SHIP) each semester before the deadline. Please visit University Health Plans to either waive or enroll.
If you failed to waive before the deadline, you will be enrolled in the SHIP and responsible for paying the premium on the term bill, even though you have other health insurance.
Paying the premium on the term bill is not enrolling; you should complete the enrollment form online before the deadline to finalize the process.
Please note that students in “online-only” degree programs or non-matriculated students registered for online courses only are not eligible to enroll in the Student Health Insurance Plans.
Summer and Third Term (Coverage period: May 26, 20XX to August 14, 20XX) New domestic students and students (F or J) not on Rutgers Sponsorship Visa who register for the summer term may enroll in the Student Health Insurance Plan on a voluntary basis. The deadline to enroll is June 30, 2025. Students who were registered for the spring term and enroll for the summer term do not need to do anything; the insurance-related action that you took during the spring semester is applicable through August 14, 20XX.
| Student | Spouse | Child** | |
| Fall (8/15/24 - 1/14/25) | $1,233 | $1,233 | $1,233 |
| Spring/summer (01/15/25 - 08/14/25) | $1,709 | $1,709 | $1,709 |
| Summer, School of Nursing, and Adv. Standing (Third Term; 05/26/25 - 08/14/25) | $653 | $653 | $653 |
| Student | Spouse | Child** | |
| Fall (08/15/24 - 01/14/25) | $3,032.50 | $3,032.50 | $3,032.50 |
| Spring/summer (01/15/25 - 08/14/25) | $4,201.50 | $4,201.50 | $4,201.50 |
| Summer, School of Nursing, and Adv. Standing (Third Term; 05/26/25 - 08/14/25) | $1,606 | $1,606 | $1,606 |
If you have New Jersey Family Care (NJFC), you can waive the Student Health Insurance Plan (SHIP) each semester. To waive SHIP, visit University Health Plans before the waiver deadline to complete the waiver form. Be sure to have your NJFC health insurance card handy.
We cannot extend the waiver deadline date for SHIP.
During the application review, NJFC might contact you for additional information. If contacted, respond as soon as possible so as not to delay your application.
Typically, NJFC will then send you a final letter stating your eligibility and effective date of coverage. The health insurance information will follow. The effective date of coverage must show September 1, xxxx to be eligible to waive SHIP for the Fall semester, and February 1, xxxx to be eligible to waive SHIP for the Spring semester.
Please allow four business days from the receipt of your online SHIP waiver form confirmation email for the SHIP premium to be removed from your term bill.
You must waive or enroll each semester before the deadline at www.universityhealthplans.com.
University Health Plans, Inc. also offers a plan for dental and/or vision that can be purchased regardless of whether you are enrolled in the Student Health Insurance Plan. Dental Plan Vision Plan
The Office of Student Health Insurance is a separate department from the health centers on campus. For on-campus medical care, you may contact the relevant health and wellness centers: Rutgers University–New Brunswick
848-932-7402
website Rutgers University– Newark
973-353-5231
website Rutgers University– Camden
856-225-6005
website
For questions regarding student health insurance, please contact Angela Logan, Assistant Director, or Evelyn Nath, Program Coordinator, preferably by email at insure@rutgers.edu using your Rutgers email address, or by phone at 848-932-8285. When reaching out for assistance, include your RUID#/School ID#, brief message and any relevant supporting documentation. NOTE: During open waiver/enrollment periods, please allow at least three business days for a response.
| Waiver/Enrollment | University Health Plans (UHP) | 833-251-1142 info@univhealthplans.com |
| Insurance card and benefits | UnitedHealthcare Student Resources (UHCSR) | 866-599-4427 customerservice@uhcsr.com |
| Pay premium on term bill | Student Accounting, Billing, and Cashiering | 848-932-2254 Contact Us online form |
| F or J Rutgers-Sponsored Visa Students | RGlobal | 848-932-7015 https://sunapsis.rutgers.edu/istart/controllers/start/StartEngine.cfm |